Terms of Use

Last updated: December 27, 2024

Agreement to Terms

By accessing or using app.cryptopayme.io (the "Service"), You agree to be bound by these Terms of Use. If You disagree with any part, do not use the Service.

Definitions

  • Company ("We", "Us", "Our") refers to app.cryptopayme.io.
  • Content means text, images, code, and materials on the Service.
  • Device means any hardware (computer, phone, tablet) accessing the Service.
  • Service refers to app.cryptopayme.io and its wallet-sharing functionality.
  • You means the individual or entity using the Service.

Service Description

app.cryptopayme.io provides a platform to:

  1. Create an account using MetaMask wallet authentication
  2. Generate personalized payment links (app.cryptopayme.io/[username])
  3. Share these links to receive cryptocurrency payments
  4. Manage your payment preferences and link settings

Critical Clarifications:

  • ❌ We are NOT a wallet, exchange, or financial service
  • ❌ We do NOT store, transmit, or control cryptocurrency
  • ❌ We do NOT process transactions or charge fees
  • ✅ We ONLY generate shareable links containing wallet information
  • ✅ All transactions occur directly between sender and receiver

Account Terms

Account Creation:

  • You must be at least 18 years old
  • You must own the MetaMask wallet used for authentication
  • One account per wallet address
  • You are responsible for all activity under your account

Username URLs:

  • First-come, first-served basis
  • Must not infringe trademarks or impersonate others
  • We reserve the right to reclaim inactive or abusive usernames
  • Username changes may be limited or unavailable

User Responsibilities

You agree to:

  1. Maintain exclusive control of your MetaMask wallet
  2. Keep your authentication tokens secure
  3. Verify all wallet addresses and network details before transactions
  4. Not use this Service for illegal activities (e.g., money laundering, fraud)
  5. Accept full responsibility for your shared payment links
  6. Report any unauthorized account access immediately
  7. Comply with all applicable cryptocurrency laws in Your jurisdiction

Intellectual Property

All Content is Our exclusive property. You may not:

  • Reproduce, modify, or create derivative works
  • Reverse engineer or exploit vulnerabilities
  • Use Our branding without written permission

Prohibited Uses

You may NOT:

  • Create multiple accounts using different wallets
  • Sell, transfer, or share your account
  • Use automated systems to interact with the Service
  • Attempt to bypass security measures
  • Harass other users or engage in phishing
  • Create misleading payment links
  • Use the Service to facilitate ransomware or extortion

Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE EXPLICITLY DISCLAIM:

  • Accuracy of wallet addresses or network information
  • Functionality of MetaMask integration or QR codes
  • Availability or uptime of the Service
  • Security of transactions or shared links
  • Liability for third-party services (MetaMask, blockchain networks, browsers)
  • Responsibility for lost funds due to user error

Cryptocurrency-Specific Risks You Acknowledge:

  • All blockchain transactions are irreversible
  • Network fees and confirmation times vary
  • Cryptocurrency values fluctuate dramatically
  • Smart contract vulnerabilities may exist
  • Regulatory changes may affect Service availability
  • Wallet compromises are beyond our control

Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR:

  • Direct/indirect loss of funds or digital assets
  • Damages from incorrect links or failed transactions
  • Technical malfunctions (e.g., non-working buttons)
  • Unauthorized access to shared links
  • Consequences of blockchain network changes

Total liability cap: $10 USD

Indemnification

You agree to defend and indemnify Us against claims arising from:

  • Your misuse of the Service
  • Your violation of these Terms
  • Your infringement of third-party rights
  • Your shared links causing harm to others

Privacy and Data

Your use of the Service is subject to our Privacy Policy. By using app.cryptopayme.io, you consent to:

  • Collection of wallet addresses and transaction preferences
  • Use of essential cookies for authentication
  • Optional analytics to improve the Service

Termination

We may suspend or terminate your account if you:

  • Violate these Terms or Privacy Policy
  • Engage in fraudulent or illegal activity
  • Compromise Service security or other users' safety
  • Create legal or reputational risk for Us
  • Remain inactive for extended periods

Upon termination:

  • Your username URL becomes available to others
  • We retain minimal data per our Privacy Policy
  • You remain liable for pre-termination activity

Severability

If any provision is deemed invalid, the remaining Terms continue in full force.

Changes to Terms

We may modify these Terms at any time. Material changes will be notified via:

  • Website banner for 30 days
  • Email to registered users (if applicable)
  • Updated "Last updated" date

Continued use after changes constitutes acceptance.

Contact Us

For questions about these Terms:

  • Email: contact@cryptopayme.io
  • Response time: Within 5 business days